If you are retrenched try these tips Losing your job is one of the most traumatic things that can happen to you. It is equal to losing a family member or getting divorced.
Remember, it is not your fault that you have been retrenched. Millions of workers around the world are in the same situation. Follow these tips on how you can cut back on your expenses.
1. Apply to continue to belong to the Numsa funeral fund As a Numsa member you automatically belong to Numsa's funeral fund.
If you lose your job, you can still remain a member of this Fund by applying to be a Numsa associate member.
But you must:have been a Numsa member for more than two yearsapply to Numsa within 30 days of losing your job.
Apply at your nearest Numsa office. If Numsa agrees, you will have to pay R5,60 per month to Numsa to stay as a member of the funeral fund. This will cover you and your immediate family in the event of death. Get details from your nearest Numsa office.
(If you have retired because of your age or because of illness you can apply to be a continuation member. A continuation member does not have to pay to continue belonging to the Numsa funeral fund. Get details from your nearest Numsa office on how to apply.)
2. Approach the school your children attend to see if it can reduce your school fees or exempt you from payingIf you are paying school fees at a government school by instalment and your conditions worsen during the year [eg you are retrenched and you have no income] the law says that you can apply to be exempted from paying school fees.
[NB – you will NOT be reimbursed with the fees that you have already paid] If you are fostering a child, you donâ€™t have to pay school fees.
3. Try and renegotiate loans/ instalments/ sales agreements/housing loans/accountsIf you have loans, instalment sales agreements [hire purchase agreements], clothing accounts which you have to pay every month, go straight away to the company/shop/microlender.
Explain that you have lost your job and that you cannot pay the next month.
Try and negotiate to reschedule the payments – they might exempt you from paying for a few months by letting you extend the length of time that you will pay the goods off.
4. Draw up a monthly budgetYou must do this with your family. Write down what you have to pay each month.
See how together as a family you can try and save some money. Discuss how you can try and get alternative income.
5. Register for free basic services with your local councilThe law says that if you are all unemployed in your family, you can apply to the council for free basic services.
Take them all the details to prove that you are unemployed.
6. Register at your local department of labour office for jobs or trainingThe department of labour says that it is keeping a register of all workers that are unemployed.
It will use this register to supply employers and public works programmes with a list of workers that are unemployed. It will also use this list when it is looking for workers to be trained.
Make sure your name is entered onto their list. Give them your CV – give them details of all the kinds of jobs you have had and the skills that you have learnt on the job.
7. Notify your Numsa office of your retrenchmentNumsa needs to know if you have lost your job. It needs to update its records and keep a proper record of all its members that are without jobs. Phone or visit your nearest Numsa office to tell them.
8. Start your own business
Uma udiliziwe zama la masu1. Faka isicelo sokuthi uqhubeke ube ngaphansi kwesikhwama sikamasingcwabisane se-Numsa2. Yana esikoleni sezingane zakho uyozwa ukuthi angeke bakwazi yini ukukwehlisela izimali zesikole noma bakuxolele ekukhokheni3.
Zama ukuba uphinde ube nezingxoxo zokubonisana futhi ngezimali ezebolekiwe /izitolimende /izivumelwano zokuthenga/izimali ezebolekiwe zezindlu/ama-akhawunti4. Yenza isabiwo mali sangenyanga nomndeni wakho 5.
Bhalisela izinsizakalo eziyisisekelo zamahhala emkhandlwini wakho wasendaweni6. Bhalisela i-UIF kuMnyango wasendaweni wehhovisi lezomsebenzi noma ubhalisele eminye imisebenzi noma ukuqeqeshwa7.
Yazisa ihhovisi lakho le-Numsa ngokudilizwa kwakho8 Qala ibhizinisi lakho (bheka ikhasi 6 ukuze uthole amathiphu)
Probeer hierdie wenke as jy afgelÃª word1. Doen aansoek om lid te bly van Numsa se begrafnisfonds2.Nader die skool wat jou kinders bywoon, en vra dat jou skoolfooie verminder word of dat jy vrygestel word van skoolfooie3.
Probeer om oor die betaling van lenings/ paaiemente /koopooreenkomste/ huislenings/ rekeninge te onderhandel4. Stel saam met jou gesin â€˜n maandelikse begroting op5. Registreer by jou plaaslike munisipaliteit vir gratis basiese dienste 6.
Registreer by jou plaaslike kantoor van die Department van Arbeid vir Werkloosheidsversekering of vir ander werksgeleenthede of opleiding7. Stel jou Numsa-kantoor van jou aflegging in kennis8. Begin jou eie besigheid (kyk op bladsy 6 vir â€˜n paar wenke)
Ha o fokoditswe mosebetsing leka dikeletso tsena1. Etsa kopo ya ho tswela pele ho nna o le setho sa letlole la lepato la Numsa 2.
E ya sekolong seo bana ba hao ba kenang ho sona o bone hore na o ke ke wa kgona ho ba kopa hore ba fokotse tjhelete ya hao ya sekolo kapa ba o dumelle hore o se lefe3. Leka ho rerisana botjha ka dikadimo/ ditolemente/ ditumellano tsa thekiso/dikadimo tsa ntlo/diakhaonte4.
Ngola bajete ya kgwedi le kgwedi le ba lelapa la hao5. Ingodisetse ditshebeletso tsa motheo tsa mahala lekgotleng la motse wa heno6.
Ingodise lefapheng la mesebetsi le sebakeng sa heno bakeng sa Inshorense ya ho Hloka Mosebetsi (UIF) kapa bakeng sa mesebetsi kapa thupelo e nngwe 7. Tsebisa ba ofisi ya lona ya Numsa ka ho fokotswa ha hao mosebetsing8.
Iqalle kgwebo ya hao (sheba leqepheng la 6 bakeng sa dikeletso tse itseng).